Despite the country's many assets, the economic and financial fabric of the DRC remains weak and plays a limited role in supporting economic growth. The contribution of the main sectors of the economy to GDP formation is defined as follows:
It appears that the extractive industries sector, despite the large volume of materials produced, contributes only 24% to GDP formation. The agricultural sector, despite the availability of land and a market of more than 80 million people to feed, contributes just 18% to GDP. This means that the productive fabric presents disparities that must be corrected as best as possible.
Key players in the financial system include :
Commercial Bank of Congo (BCDC)
RawBank
SOFIBANK
Trust Merchant Bank (TMB)
Access Bank
Afriland First Bank
Bank Of Africa (BOA)
BGFI Bank
EcoBank
FBN Bank (BIC)
Equity Bank
Citigroup
Standard Bank
Banque Internationale Pour l'Afrique au Congo (BIAC)
United Bank of Africa (UBA)
Financial services in the Democratic Republic of Congo are provided by :
- sixteen (16) active commercial banks,
- one (1) Caisse d'Epargne,
- two (2) Central Savings and Credit Cooperatives,
- eighty (80) Primary Savings and Credit Cooperatives,
- twenty-one (21) Micro Finance Institutions,
- three (3) specialized financial institutions, mainly public,
- five (5) financial companies, including four (4) Electronic Money Issuing Institutions and the WHF SA,
- seventy-nine (79) financial couriers,
- thirty-two (32) approved bureaux de change